| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Selling, General & Administrative | 1.13 | 1.08 | 1.04 | 1.07 | 1.17 |
| Operating Income | 0.58 | 0.26 | 0.53 | 0.62 | 0.75 |
| Pretax Income | 0.58 | 0.25 | 0.53 | 0.61 | 0.74 |
| Income Tax Expense | 0.12 | 0.05 | 0.12 | 0.16 | 0.18 |
| Net Income | 0.46 | 0.20 | 0.41 | 0.45 | 0.55 |
| Total Comprehensive Income | 0.37 | -0.05 | 0.43 | 0.16 | 0.47 |
| Net Interest Income | 1.66 | 1.69 | 1.64 | 1.66 | 1.60 |
| Interest Income | 3.80 | 4.17 | 4.03 | 2.90 | 2.14 |
| Interest Expense | 2.15 | 2.49 | 2.39 | 1.25 | 0.54 |
| Net Fee & Commission Income | 0.22 | 0.19 | 0.23 | 0.37 | 0.46 |
| Insurance Service Result | 0.07 | 0.08 | 0.10 | 0.07 | -0.06 |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 98.86 | 94.15 | 93.36 | 89.98 | 85.91 |
| Property, Plant & Equipment | 0.80 | 0.81 | 0.81 | 0.84 | 0.83 |
| Intangible Assets | 0.24 | 0.27 | 0.27 | 0.29 | 0.27 |
| Total Liabilities | 92.42 | 87.94 | 87.08 | 83.58 | 79.58 |
| Total Equity | 6.44 | 6.21 | 6.28 | 6.41 | 6.33 |
| Share Capital | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 |
| Retained Earnings | 3.63 | 3.38 | 3.29 | 3.03 | 2.74 |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Cash from Operating Activities | -1.48 | 2.90 | 1.95 | -2.83 | 1.17 |
| Cash from Investing Activities | -1.67 | -1.12 | -0.40 | -0.21 | -1.37 |
| Purchase of Property, Plant & Equipment | 0.03 | 0.02 | 0.03 | 0.05 | 0.07 |
| Cash from Financing Activities | 3.56 | -2.82 | -1.09 | 3.36 | 0.54 |
| Dividends Paid | 0.09 | 0.09 | 0.11 | 0.11 | 0.07 |
| Net Change in Cash | 0.41 | -1.04 | 0.45 | 0.31 | 0.34 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General & Administrative | 0.30 | 0.27 | 0.39 | 0.24 | 0.26 | 0.24 | 0.36 | 0.25 | 0.23 | 0.23 |
| Operating Income | 0.18 | 0.19 | 0.02 | 0.16 | 0.20 | 0.21 | -0.04 | 0.11 | 0.03 | 0.16 |
| Pretax Income | 0.19 | 0.20 | 0.02 | 0.16 | 0.20 | 0.21 | -0.05 | 0.12 | 0.03 | 0.15 |
| Income Tax Expense | 0.04 | 0.04 | 0.00 | 0.04 | 0.04 | 0.05 | -0.01 | 0.02 | 0.00 | 0.04 |
| Net Income | 0.14 | 0.16 | 0.01 | 0.13 | 0.16 | 0.16 | -0.04 | 0.10 | 0.03 | 0.11 |
| Total Comprehensive Income | 0.19 | 0.14 | 0.01 | 0.13 | 0.16 | 0.07 | -0.10 | 0.09 | -0.07 | 0.02 |
| Net Interest Income | 0.42 | 0.42 | 0.43 | 0.42 | 0.41 | 0.40 | 0.41 | 0.41 | 0.44 | 0.42 |
| Interest Income | 0.97 | 0.94 | 0.94 | 0.93 | 0.95 | 0.97 | 1.03 | 1.03 | 1.05 | 1.06 |
| Interest Expense | 0.55 | 0.52 | 0.52 | 0.52 | 0.55 | 0.57 | 0.62 | 0.62 | 0.61 | 0.64 |
| Net Fee & Commission Income | 0.08 | 0.08 | 0.06 | 0.05 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 |
| Credit Loss Provisions | 0.08 | — | — | — | — | — | — | — | — | — |
| Insurance Service Result | — | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 107.86 | 105.51 | 98.86 | 102.63 | 100.16 | 97.63 | 94.15 | 95.64 | 95.03 | 96.28 |
| Property, Plant & Equipment | 0.79 | 0.79 | 0.80 | 0.80 | 0.79 | 0.80 | 0.81 | 0.80 | 0.81 | 0.81 |
| Intangible Assets | 0.24 | 0.25 | 0.24 | 0.25 | 0.25 | 0.27 | 0.27 | 0.28 | 0.29 | 0.29 |
| Total Liabilities | 101.26 | 99.07 | 92.42 | 96.18 | 93.86 | 91.47 | 87.94 | 89.43 | 88.80 | 90.07 |
| Total Equity | 6.59 | 6.44 | 6.44 | 6.45 | 6.30 | 6.16 | 6.21 | 6.21 | 6.23 | 6.20 |
| Share Capital | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 |
| Retained Earnings | 4.05 | 3.96 | 3.63 | 3.65 | 3.57 | 3.43 | 3.38 | 3.43 | 3.33 | 3.30 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activities | 0.77 | -1.40 | 1.00 | 0.01 | -0.72 | -1.77 | 1.48 | -0.75 | 2.28 | -0.11 |
| Cash from Investing Activities | 0.12 | -0.63 | -0.55 | -0.70 | -0.20 | -0.22 | -0.24 | -0.50 | -0.05 | -0.33 |
| Purchase of Property, Plant & Equipment | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 |
| Cash from Financing Activities | 0.22 | 1.51 | -0.76 | 0.36 | 1.09 | 2.87 | -1.46 | 0.19 | -2.38 | 0.83 |
| Dividends Paid | 0.11 | 0.00 | 0.00 | -0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.09 | 0.00 |
| Net Change in Cash | 1.11 | -0.52 | -0.30 | -0.33 | 0.16 | 0.88 | -0.22 | -1.05 | -0.15 | 0.39 |
| FY2025 ₩bn | Latest | 1-yr | 3-yr CAGR | 5-yr CAGR | 10-yr CAGR |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | 583.2 | +121.4% | -2.1% | — | — |
| Net income | 457.5 | +127.0% | +0.9% | — | — |
| EPS | ₩2,889 | +127.0% | +0.9% | — | — |
| Operating cash flow | -1,478.0 | — | — | — | — |
| Shareholders' equity | 6,436.8 | +3.7% | +0.2% | — | — |
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — |
| Net margin | — | — | — | — | — |
| Return on equity | 7.2% | 3.2% | 6.5% | 7.0% | 8.8% |
| Return on assets | 0.5% | 0.2% | 0.4% | 0.5% | 0.6% |
| Operating cash flow / revenue | — | — | — | — | — |
| Capex / revenue | — | — | — | — | — |
| Symbol | Last Price |
|---|---|
| 175330JB Financial Group Co., Ltd. | ₩31,000 -1.9% |
| 138930BNK Financial Group, Inc. | ₩15,390 -2.7% |
| 010060OCI Holdings Company Ltd. | ₩227,500 +0.0% |
| 001040CJ Corp. | ₩131,400 +2.3% |
| 008930Hanmi Science | ₩52,800 +2.5% |
| 004990Lotte Corporation | ₩24,750 -0.4% |
| 000240Hankook & Company | ₩24,550 +0.6% |
| 009970Youngone Holdings Co., Ltd. | ₩170,900 -0.3% |
| 005440Hyundai G.F. Holdings | ₩11,910 -0.8% |
| 006040Dongwon Industries Co., Ltd. | ₩38,100 +0.7% |