| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Selling, General & Administrative | 0.23 | 0.18 | 0.14 | 0.14 | 0.12 |
| Operating Income | 0.12 | 0.13 | 0.02 | 0.09 | 0.02 |
| Pretax Income | 0.11 | 0.13 | 0.01 | 0.09 | 0.02 |
| Income Tax Expense | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Net Income | 0.11 | 0.13 | 0.01 | 0.08 | 0.02 |
| Total Comprehensive Income | 0.08 | 0.13 | 0.07 | 0.06 | -0.01 |
| Net Interest Income | 0.44 | 0.48 | 0.45 | 0.39 | 0.20 |
| Interest Income | 1.08 | 1.03 | 0.87 | 0.52 | 0.24 |
| Interest Expense | 0.64 | 0.55 | 0.42 | 0.14 | 0.04 |
| Net Fee & Commission Income | -0.00 | -0.00 | 0.00 | 0.00 | 0.02 |
| Credit Loss Provisions | 0.21 | 0.25 | 0.29 | — | — |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 31.86 | 31.18 | 21.42 | 16.63 | 13.33 |
| Cash & Cash Equivalents | 1.41 | 1.02 | 0.71 | 0.44 | 0.53 |
| Property, Plant & Equipment | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
| Intangible Assets | 0.06 | 0.04 | 0.03 | 0.03 | 0.03 |
| Total Liabilities | 29.69 | 29.19 | 19.55 | 14.83 | 11.60 |
| Total Equity | 2.17 | 2.00 | 1.87 | 1.80 | 1.74 |
| Share Capital | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 |
| Retained Earnings | 0.22 | 0.11 | -0.01 | -0.29 | -0.37 |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Cash from Operating Activities | 0.62 | 1.85 | -0.51 | 0.37 | 2.27 |
| Cash from Investing Activities | -0.92 | -1.54 | 0.79 | -0.45 | -3.15 |
| Purchase of Property, Plant & Equipment | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Cash from Financing Activities | 0.70 | -0.00 | -0.00 | -0.00 | 1.25 |
| Net Change in Cash | 0.40 | 0.31 | 0.27 | -0.09 | 0.37 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General & Administrative | 0.06 | 0.06 | 0.39 | -0.06 | -0.05 | -0.05 | -0.31 | 0.04 | 0.04 | 0.04 |
| Operating Income | 0.03 | 0.03 | 0.01 | 0.02 | 0.07 | 0.02 | 0.01 | 0.04 | 0.04 | 0.05 |
| Pretax Income | 0.03 | 0.03 | 0.01 | 0.02 | 0.07 | 0.02 | 0.01 | 0.04 | 0.04 | 0.05 |
| Income Tax Expense | 0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Net Income | 0.03 | 0.03 | 0.01 | 0.02 | 0.07 | 0.02 | 0.01 | 0.04 | 0.03 | 0.05 |
| Total Comprehensive Income | 0.02 | 0.01 | -0.02 | 0.01 | 0.07 | 0.02 | -0.00 | 0.04 | 0.04 | 0.05 |
| Net Interest Income | 0.13 | 0.13 | 0.12 | 0.11 | 0.10 | 0.11 | 0.11 | 0.11 | 0.13 | 0.14 |
| Interest Income | 0.28 | 0.27 | 0.28 | 0.27 | 0.26 | 0.28 | 0.27 | 0.25 | 0.26 | 0.25 |
| Interest Expense | 0.15 | 0.15 | 1.11 | -0.16 | -0.16 | -0.17 | -0.94 | 0.14 | 0.13 | 0.12 |
| Net Fee & Commission Income | -0.00 | 0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 |
| Credit Loss Provisions | 0.05 | 0.05 | — | — | — | — | — | — | — | — |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 31.53 | 32.44 | 31.86 | 33.27 | 29.53 | 30.39 | 31.18 | 24.51 | 24.28 | 26.31 |
| Cash & Cash Equivalents | 1.37 | 1.04 | 1.41 | 1.60 | 1.19 | 1.28 | 1.02 | 1.00 | 1.07 | 1.26 |
| Property, Plant & Equipment | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
| Intangible Assets | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 |
| Total Liabilities | 29.09 | 30.02 | 29.69 | 31.08 | 27.35 | 28.38 | 29.19 | 22.51 | 22.33 | 24.39 |
| Total Equity | 2.44 | 2.42 | 2.17 | 2.19 | 2.18 | 2.02 | 2.00 | 2.00 | 1.96 | 1.92 |
| Share Capital | 2.03 | 2.03 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 |
| Retained Earnings | 0.28 | 0.26 | 0.22 | 0.22 | 0.20 | 0.13 | 0.11 | 0.11 | 0.07 | 0.04 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activities | -0.85 | -1.26 | -0.87 | 1.64 | -0.65 | 0.49 | 1.18 | -0.02 | -0.26 | 0.95 |
| Cash from Investing Activities | 0.51 | 0.11 | 0.08 | -1.23 | 0.46 | -0.23 | -1.16 | -0.05 | 0.07 | -0.39 |
| Purchase of Property, Plant & Equipment | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 0.67 | 0.78 | 0.61 | -0.00 | 0.10 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Net Change in Cash | 0.33 | -0.37 | -0.18 | 0.41 | -0.09 | 0.26 | 0.02 | -0.07 | -0.19 | 0.56 |
| FY2025 ₩bn | Latest | 1-yr | 3-yr CAGR | 5-yr CAGR | 10-yr CAGR |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | 117.1 | -11.9% | +8.4% | — | — |
| Net income | 112.6 | -12.1% | +10.5% | — | — |
| EPS | ₩278 | -12.1% | +10.5% | — | — |
| Operating cash flow | 616.7 | -66.7% | +19.0% | — | — |
| Shareholders' equity | 2,171.8 | +8.8% | +6.5% | — | — |
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — |
| Net margin | — | — | — | — | — |
| Return on equity | 5.4% | 6.6% | 0.7% | 4.7% | 1.3% |
| Return on assets | 0.4% | 0.5% | 0.1% | 0.6% | 0.2% |
| Operating cash flow / revenue | — | — | — | — | — |
| Capex / revenue | — | — | — | — | — |
| Symbol | Last Price |
|---|---|
| 105560KB Financial Group Inc. | ₩172,000 -3.3% |
| 055550Shinhan Financial Group Co., Ltd. | ₩110,300 -3.7% |
| 086790Hana Financial Group Inc. | ₩134,300 -3.7% |
| 316140Woori Financial Group Inc. | ₩33,200 -4.2% |
| 138040Meritz Financial Group Inc. | ₩135,500 -1.0% |
| 024110Industrial Bank of Korea | ₩20,700 -2.1% |
| 323410KakaoBank Corp. | ₩21,950 +0.7% |