| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Selling, General & Administrative | 5.18 | 4.47 | 4.44 | 4.53 | 4.15 |
| Operating Income | 3.67 | 4.26 | 3.50 | 4.43 | 3.66 |
| Pretax Income | 4.09 | 4.22 | 3.52 | 4.49 | 3.75 |
| Income Tax Expense | 0.86 | 1.05 | 0.89 | 1.16 | 0.94 |
| Net Income | 3.23 | 3.17 | 2.63 | 3.32 | 2.81 |
| Total Comprehensive Income | 3.40 | 3.55 | 3.29 | 3.08 | 2.98 |
| Net Interest Income | 9.03 | 8.89 | 8.74 | 8.70 | 6.99 |
| Interest Income | 21.19 | 22.01 | 20.64 | 14.65 | 9.89 |
| Interest Expense | 12.16 | 13.13 | 11.90 | 5.96 | 2.91 |
| Net Fee & Commission Income | 2.16 | 2.09 | 1.72 | 1.71 | 1.47 |
| Credit Loss Provisions | 2.10 | 1.72 | 1.89 | — | — |
| Insurance Service Result | 0.10 | 0.00 | 0.00 | — | — |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 601.46 | 525.75 | 498.00 | 480.47 | 447.18 |
| Cash & Cash Equivalents | 38.50 | 27.28 | 30.56 | 34.22 | 20.61 |
| Property, Plant & Equipment | 3.78 | 3.37 | 3.18 | 3.14 | 3.17 |
| Intangible Assets | 1.06 | 1.09 | 1.00 | 0.85 | 0.79 |
| Total Liabilities | 563.60 | 489.86 | 464.61 | 448.85 | 418.33 |
| Total Equity | 37.86 | 35.90 | 33.40 | 31.63 | 28.85 |
| Share Capital | 3.80 | 3.80 | 3.80 | 3.64 | 3.64 |
| Retained Earnings | 28.79 | 26.95 | 24.99 | 23.75 | 21.39 |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Cash from Operating Activities | 13.64 | -6.13 | 1.62 | 18.62 | 3.80 |
| Cash from Investing Activities | -9.88 | -0.03 | -2.25 | -6.97 | -10.67 |
| Purchase of Property, Plant & Equipment | 0.33 | 0.22 | 0.16 | 0.17 | 0.12 |
| Cash from Financing Activities | 7.69 | 1.25 | -2.86 | 1.92 | 9.08 |
| Dividends Paid | 0.93 | 0.88 | 0.98 | 0.65 | 0.37 |
| Net Change in Cash | 11.22 | -3.28 | -3.66 | 13.61 | 3.27 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General & Administrative | 1.21 | 1.42 | 1.49 | 1.21 | 1.17 | 1.31 | 1.31 | 1.06 | 1.07 | 1.03 |
| Operating Income | 1.32 | 0.81 | 0.71 | 0.99 | 1.11 | 0.87 | 0.67 | 1.18 | 1.25 | 1.15 |
| Pretax Income | 1.32 | 0.85 | 0.51 | 1.53 | 1.19 | 0.86 | 0.63 | 1.20 | 1.25 | 1.14 |
| Income Tax Expense | 0.29 | 0.21 | 0.17 | 0.24 | 0.25 | 0.21 | 0.18 | 0.28 | 0.29 | 0.31 |
| Net Income | 1.03 | 0.64 | 0.34 | 1.29 | 0.94 | 0.65 | 0.45 | 0.92 | 0.96 | 0.84 |
| Total Comprehensive Income | 1.48 | 2.78 | 0.70 | 1.42 | 0.65 | 0.62 | 0.71 | 0.98 | 1.03 | 0.84 |
| Net Interest Income | 2.36 | 2.30 | 2.30 | 2.22 | 2.26 | 2.25 | 2.27 | 2.22 | 2.20 | 2.20 |
| Interest Income | 5.55 | 5.40 | 5.40 | 5.37 | 5.11 | 5.31 | 5.60 | 5.53 | 5.42 | 5.47 |
| Interest Expense | 3.19 | 3.09 | 3.10 | 3.15 | 2.85 | 3.05 | 3.32 | 3.31 | 3.22 | 3.27 |
| Net Fee & Commission Income | 0.70 | 0.58 | 0.56 | 0.56 | 0.52 | 0.51 | 0.50 | 0.53 | 0.56 | 0.50 |
| Credit Loss Provisions | 0.44 | 0.53 | 0.58 | 0.58 | 0.51 | 0.44 | — | — | — | — |
| Insurance Service Result | 0.02 | 0.07 | 0.05 | 0.06 | — | — | — | — | — | — |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 635.18 | 612.59 | 601.46 | 586.96 | 534.11 | 532.70 | 525.75 | 543.71 | 508.78 | 504.77 |
| Cash & Cash Equivalents | 38.26 | 34.57 | 38.50 | 29.23 | 30.01 | 25.61 | 27.28 | 33.49 | 25.47 | 31.93 |
| Property, Plant & Equipment | 6.00 | 6.01 | 3.78 | 3.70 | 3.29 | 3.36 | 3.37 | 3.39 | 3.31 | 3.18 |
| Intangible Assets | 1.05 | 1.06 | 1.06 | 1.08 | 1.07 | 1.10 | 1.09 | 1.07 | 1.03 | 1.00 |
| Total Liabilities | 594.30 | 572.68 | 563.60 | 549.80 | 498.40 | 497.17 | 489.86 | 507.50 | 473.63 | 470.84 |
| Total Equity | 40.88 | 39.91 | 37.86 | 37.15 | 35.72 | 35.52 | 35.90 | 36.20 | 35.15 | 33.92 |
| Share Capital | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 |
| Retained Earnings | 29.40 | 28.80 | 28.79 | 28.65 | 27.73 | 26.98 | 26.95 | 26.64 | 25.92 | 25.16 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activities | -4.41 | -3.11 | 11.77 | 4.37 | -2.10 | -0.41 | 1.78 | -2.95 | -4.75 | -0.22 |
| Cash from Investing Activities | -1.87 | 0.98 | -11.05 | -2.75 | 3.53 | 0.39 | -5.79 | 4.78 | -1.51 | 2.47 |
| Purchase of Property, Plant & Equipment | 0.05 | 0.04 | 0.21 | 0.01 | 0.09 | 0.02 | 0.05 | 0.08 | 0.06 | 0.04 |
| Cash from Financing Activities | 9.43 | -2.89 | 8.24 | -2.81 | 3.95 | -1.69 | -3.68 | 6.68 | -0.53 | -1.23 |
| Dividends Paid | — | — | 0.15 | 0.15 | — | — | 0.13 | 0.13 | — | — |
| Net Change in Cash | 3.69 | -3.93 | 9.27 | -0.78 | 4.40 | -1.67 | -6.20 | 8.01 | -6.46 | 1.38 |
| FY2025 ₩bn | Latest | 1-yr | 3-yr CAGR | 5-yr CAGR | 10-yr CAGR |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | 3,674.8 | -13.6% | -6.0% | — | — |
| Net income | 3,227.5 | +1.8% | -1.0% | — | — |
| EPS | ₩4,381 | +1.8% | -1.0% | — | — |
| Operating cash flow | 13,642.4 | — | -9.9% | — | — |
| Shareholders' equity | 37,859.2 | +5.5% | +6.2% | — | — |
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — |
| Net margin | — | — | — | — | — |
| Return on equity | 8.8% | 9.2% | 8.1% | 11.0% | 9.7% |
| Return on assets | 0.6% | 0.6% | 0.5% | 0.7% | 0.6% |
| Operating cash flow / revenue | — | — | — | — | — |
| Capex / revenue | — | — | — | — | — |
| Symbol | Last Price |
|---|---|
| 105560KB Financial Group Inc. | ₩172,000 -3.3% |
| 055550Shinhan Financial Group Co., Ltd. | ₩110,300 -3.7% |
| 086790Hana Financial Group Inc. | ₩134,300 -3.7% |
| 138040Meritz Financial Group Inc. | ₩135,500 -1.0% |
| 024110Industrial Bank of Korea | ₩20,700 -2.1% |
| 323410KakaoBank Corp. | ₩21,950 +0.7% |
| 279570Kbank | ₩5,600 +0.5% |