032830 - Samsung Life Insurance co., Ltd

032830 Summary

Insurance

Stock Price & Overview

₩297,500 -5,500 (-1.82%) Close · Sep 4, 2026 KST

KOSPI | ₩KRW | Close: ₩297,500 ≈ US$213 · Market cap ₩59.5tn (≈ $42.5bn)

032830 Financial Statements

Breakdown ₩ tn	FY2025	FY2024	FY2023	FY2022	FY2021
Selling, General & Administrative	0.34	0.33	0.31	0.28	0.30
Operating Income	2.58	2.50	2.40	2.18	1.70
Pretax Income	3.00	2.81	2.56	2.44	2.03
Income Tax Expense	0.54	0.55	0.53	0.13	0.44
Net Income	2.45	2.26	2.03	2.31	1.60
Total Comprehensive Income	27.61	-13.25	6.70	5.03	-3.49
Interest Income	8.41	8.46	8.44	7.75	7.22
Interest Expense	1.91	1.79	1.54	1.12	0.61
Insurance Service Result	0.98	0.54	1.45	1.67	-7.13

Breakdown ₩ tn	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	350.69	312.22	314.66	296.23	341.38
Cash & Cash Equivalents	4.54	4.18	5.49	8.86	4.38
Property, Plant & Equipment	0.83	0.43	0.44	0.48	0.63
Intangible Assets	0.61	0.56	0.57	0.56	0.60
Total Liabilities	285.85	274.12	270.32	254.67	301.76
Total Equity	64.84	38.10	44.34	41.56	39.63
Share Capital	0.10	0.10	0.10	0.10	0.10
Retained Earnings	21.09	19.42	17.98	16.91	17.84

Breakdown ₩ tn	FY2025	FY2024	FY2023	FY2022	FY2021
Cash from Operating Activities	5.26	5.00	1.47	0.88	2.55
Cash from Investing Activities	-7.12	-5.14	-4.24	0.99	-3.89
Purchase of Property, Plant & Equipment	0.04	0.02	0.03	0.04	0.02
Cash from Financing Activities	2.23	-1.19	-0.59	1.61	1.90
Dividends Paid	0.87	0.72	0.60	0.59	0.49
Net Change in Cash	0.36	-1.32	-3.36	3.48	0.56

Breakdown ₩ tn	2026 Q2	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1
Selling, General & Administrative	0.09	0.09	0.11	0.08	0.07	0.08	0.10	0.08	0.07	0.08
Operating Income	0.62	1.36	0.10	0.82	0.92	0.75	0.05	0.80	0.91	0.75
Pretax Income	0.86	1.53	0.19	0.95	1.01	0.84	0.10	0.89	0.99	0.83
Income Tax Expense	0.13	0.29	-0.03	0.19	0.22	0.16	0.00	0.18	0.20	0.17
Net Income	0.73	1.24	0.22	0.76	0.79	0.68	0.09	0.71	0.79	0.66
Total Comprehensive Income	63.66	19.48	18.55	7.27	2.28	-0.49	-2.54	-6.23	-1.88	-0.22
Interest Income	2.15	2.10	2.12	2.11	2.09	2.08	2.12	2.12	2.11	2.11
Interest Expense	0.60	0.46	0.47	0.48	0.50	0.45	0.33	0.49	0.50	0.48
Insurance Service Result	0.27	0.25	-0.13	0.27	0.56	—	—	0.48	—	—

Breakdown ₩ tn	2026 Q2	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1
Total Assets	460.32	371.42	350.69	318.86	318.86	318.86	312.22	312.67	319.80	315.77
Cash & Cash Equivalents	4.80	3.87	4.54	3.66	3.68	3.67	4.18	4.13	4.02	3.64
Property, Plant & Equipment	0.79	0.80	0.83	0.58	0.43	0.43	0.43	0.42	0.43	0.44
Intangible Assets	0.60	0.59	0.61	0.56	0.56	0.56	0.56	0.56	0.55	0.56
Total Liabilities	313.36	288.12	285.85	287.37	287.37	287.37	279.48	277.38	278.29	272.37
Total Equity	146.96	83.30	64.84	40.92	33.66	31.49	32.74	35.28	41.51	43.40
Share Capital	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10
Retained Earnings	22.91	22.22	21.09	20.90	20.18	19.48	19.42	19.36	18.68	17.94

Breakdown ₩ tn	2026 Q2	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1
Cash from Operating Activities	1.82	-3.09	1.32	1.43	2.37	0.14	-0.90	2.59	2.06	1.25
Cash from Investing Activities	-2.16	1.07	-0.70	-2.11	-3.11	-1.21	0.78	-2.31	-0.93	-2.68
Purchase of Property, Plant & Equipment	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00
Cash from Financing Activities	1.27	1.35	0.26	0.66	0.75	0.55	0.16	-0.18	-0.75	-0.42
Dividends Paid	—	—	0.00	0.00	—	—	0.00	0.00	—	—
Net Change in Cash	0.93	-0.67	0.88	-0.02	0.01	-0.51	0.04	0.11	0.38	-1.86

Consolidated (CFS), from DART. 5 fiscal years and 10 quarters. Accounts matched on IFRS account_id, not Korean labels, so the same line holds across years where the Korean wording changed. Quarterly figures are three-month values: income quarters from DART's three-month column, cash-flow quarters differenced from DART's cumulative figures, and Q4 as annual minus nine-month cumulative.

032830 Growth

FY2025 ₩bn	Latest	1-yr	3-yr CAGR	5-yr CAGR	10-yr CAGR
Revenue	—	—	—	—	—
Operating income	2,580.5	+3.2%	+5.8%	—	—
Net income	2,451.5	+8.5%	+2.0%	—	—
EPS	₩12,258	+8.5%	+2.0%	—	—
Operating cash flow	5,256.3	+5.1%	+81.4%	—	—
Shareholders' equity	64,835.3	+70.2%	+16.0%	—	—

Compound annual growth from the DART annual statements on this page. n/m where either end of the period is a loss or missing. EPS uses today's share count for every year.

032830 Profitability

Ratio	FY2025	FY2024	FY2023	FY2022	FY2021
Operating margin	—	—	—	—	—
Net margin	—	—	—	—	—
Return on equity	4.8%	5.5%	4.7%	5.7%	4.0%
Return on assets	0.7%	0.7%	0.7%	0.7%	0.5%
Operating cash flow / revenue	—	—	—	—	—
Capex / revenue	—	—	—	—	—

Margins divide by revenue for the same year. Return on equity and assets divide net income by the average of that year's and the prior year's balance, as DART reports them (consolidated, including minority interests).

Similar to 032830

Symbol	Last Price
000810SAMSUNG FIRE & MARINE INSURANCE CO.,LTD	₩663,000 -5.6%
005830DB Insurance Co., Ltd.	₩195,700 -3.6%
088350Hanwha Life Insurance	₩5,740 -6.1%
001450Hyundai Marine & Fire Insurance Co., Ltd.	₩51,100 -4.5%
031210Seoul Guarantee Insurance Company	₩43,650 -2.7%
085620Mirae Asset Life Insurance	₩19,920 -5.1%
003690Korean Reinsurance Company	₩14,500 -6.3%
000370Hanwha General Insurance Co., Ltd.	₩8,420 -5.9%
000400Lotte Non-Life Insurance Co., Ltd.	₩2,050 -4.4%

Compare all 10 in Insurance

What a US investor should know

Trading hours09:00–15:30 KST — 20:00–02:30 US Eastern the night before.
Daily limitKorean stocks can move at most ±30% in a session before trading halts.
Getting exposureKRX shares are not directly tradable in most US brokerage accounts. The usual routes are Korea ETFs or an international account.
ReportingKorean issuers file to DART, not the SEC. Half-year and quarterly reports land about 45 days after period end.