| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Selling, General & Administrative | 4.69 | 4.53 | 4.41 | 4.26 | 4.05 |
| Operating Income | 5.35 | 4.86 | 4.69 | 4.69 | 4.63 |
| Pretax Income | 5.46 | 5.05 | 4.68 | 4.94 | 4.90 |
| Income Tax Expense | 1.42 | 1.28 | 1.21 | 1.30 | 1.32 |
| Net Income | 4.04 | 3.77 | 3.47 | 3.64 | 3.58 |
| Total Comprehensive Income | 3.94 | 4.40 | 4.00 | 2.85 | 3.64 |
| Net Interest Income | 9.16 | 8.76 | 8.88 | 9.01 | 7.44 |
| Interest Income | 22.46 | 24.12 | 23.28 | 15.98 | 10.87 |
| Interest Expense | 13.30 | 15.36 | 14.40 | -6.98 | -3.43 |
| Net Fee & Commission Income | 2.72 | 2.47 | 1.98 | 1.72 | 1.74 |
| Credit Loss Provisions | 1.29 | 1.24 | 1.55 | 1.19 | 0.53 |
| Insurance Service Result | — | — | — | -0.06 | — |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 674.59 | 637.85 | 591.93 | 568.60 | 502.45 |
| Property, Plant & Equipment | 7.93 | 7.49 | 6.51 | 5.24 | 3.54 |
| Intangible Assets | 1.07 | 1.05 | 0.94 | 0.80 | 0.75 |
| Total Liabilities | 628.95 | 594.27 | 551.74 | 530.98 | 466.95 |
| Total Equity | 45.65 | 43.58 | 40.18 | 37.63 | 35.50 |
| Share Capital | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 |
| Retained Earnings | 29.69 | 27.64 | 25.13 | 23.19 | 20.82 |
| Breakdown ₩ tn | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Cash from Operating Activities | -1.96 | -2.45 | -9.62 | 25.22 | 4.93 |
| Cash from Investing Activities | -3.95 | 0.60 | -5.93 | -18.70 | -8.93 |
| Purchase of Property, Plant & Equipment | 1.65 | 2.00 | 2.18 | 2.46 | 1.16 |
| Cash from Financing Activities | 9.53 | 3.69 | 5.68 | 6.54 | 6.87 |
| Dividends Paid | 1.25 | 0.97 | 1.26 | 0.93 | 0.60 |
| Net Change in Cash | 3.80 | 3.13 | -10.09 | 12.66 | 3.52 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General & Administrative | 1.29 | 1.20 | 1.27 | 1.15 | 1.12 | 1.14 | 1.22 | 1.12 | 1.09 | 1.10 |
| Operating Income | 1.59 | 1.65 | 0.89 | 1.48 | 1.49 | 1.49 | 0.60 | 1.33 | 1.36 | 1.56 |
| Pretax Income | 1.66 | 1.71 | 0.85 | 1.53 | 1.55 | 1.54 | 0.72 | 1.49 | 1.45 | 1.40 |
| Income Tax Expense | 0.46 | 0.48 | 0.27 | 0.40 | 0.36 | 0.40 | 0.20 | 0.33 | 0.40 | 0.36 |
| Net Income | 1.21 | 1.23 | 0.58 | 1.14 | 1.18 | 1.14 | 0.52 | 1.16 | 1.05 | 1.04 |
| Total Comprehensive Income | 2.03 | 1.32 | 0.69 | 1.23 | 0.90 | 1.12 | 0.82 | 1.22 | 1.18 | 1.19 |
| Net Interest Income | 2.30 | 2.51 | 2.38 | 2.29 | 2.22 | 2.27 | 2.18 | 2.20 | 2.16 | 2.22 |
| Interest Income | 5.84 | 5.61 | 5.64 | 5.54 | 5.56 | 5.72 | 5.97 | 6.04 | 6.06 | 6.05 |
| Interest Expense | 3.53 | 3.10 | 3.26 | 3.25 | 3.35 | 3.44 | 3.78 | 3.84 | 3.90 | -3.83 |
| Net Fee & Commission Income | 0.89 | 0.77 | 0.70 | 0.69 | 0.69 | 0.65 | 0.64 | 0.62 | 0.62 | 0.59 |
| Credit Loss Provisions | 0.43 | 0.23 | 0.37 | 0.29 | 0.34 | 0.30 | — | 0.26 | 0.27 | 0.26 |
| Insurance Service Result | — | — | — | — | — | 0.02 | 0.00 | 0.01 | 0.02 | 0.01 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 713.46 | 685.37 | 674.59 | 659.08 | 642.04 | 644.36 | 637.85 | 625.59 | 627.80 | 608.89 |
| Property, Plant & Equipment | 7.92 | 7.92 | 7.93 | 7.73 | 7.65 | 7.61 | 7.49 | 7.29 | 7.19 | 6.93 |
| Intangible Assets | 1.19 | 1.09 | 1.07 | 1.09 | 1.09 | 1.04 | 1.05 | 1.02 | 1.01 | 0.92 |
| Total Liabilities | 665.02 | 638.93 | 628.95 | 614.08 | 597.99 | 600.02 | 594.27 | 582.92 | 586.14 | 567.73 |
| Total Equity | 48.45 | 46.44 | 45.65 | 45.00 | 44.05 | 44.34 | 43.58 | 42.67 | 41.66 | 41.16 |
| Share Capital | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 | 1.50 |
| Retained Earnings | 38.43 | 37.89 | 29.69 | 29.41 | 28.96 | 28.22 | 27.64 | 27.18 | 26.48 | 25.66 |
| Breakdown ₩ tn | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activities | -4.14 | 3.56 | 4.67 | -1.57 | -10.10 | 5.05 | -2.24 | 2.02 | -13.55 | 11.32 |
| Cash from Investing Activities | -6.28 | 0.14 | -1.85 | -3.82 | 0.45 | 1.27 | -4.36 | 3.87 | 4.41 | -3.32 |
| Purchase of Property, Plant & Equipment | 0.37 | 0.31 | 0.49 | 0.32 | 0.45 | 0.39 | 0.50 | 0.49 | 0.56 | 0.44 |
| Cash from Financing Activities | 6.89 | -2.01 | 3.57 | 3.92 | 0.40 | 1.64 | 1.28 | 1.19 | 2.90 | -1.68 |
| Dividends Paid | — | — | 0.25 | 0.25 | — | — | 0.17 | 0.17 | — | — |
| Net Change in Cash | -3.12 | 2.19 | 6.71 | -0.95 | -10.09 | 8.13 | -3.62 | 6.32 | -6.07 | 6.51 |
| FY2025 ₩tn | Latest | 1-yr | 3-yr CAGR | 5-yr CAGR | 10-yr CAGR |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | 5.35 | +10.2% | +4.5% | — | — |
| Net income | 4.04 | +7.1% | +3.5% | — | — |
| EPS | ₩14,713 | +7.1% | +3.5% | — | — |
| Operating cash flow | -1.96 | — | — | — | — |
| Shareholders' equity | 45.65 | +4.7% | +6.7% | — | — |
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — |
| Net margin | — | — | — | — | — |
| Return on equity | 9.0% | 9.0% | 8.9% | 10.0% | 10.1% |
| Return on assets | 0.6% | 0.6% | 0.6% | 0.7% | 0.7% |
| Operating cash flow / revenue | — | — | — | — | — |
| Capex / revenue | — | — | — | — | — |
| Symbol | Last Price |
|---|---|
| 105560KB Financial Group Inc. | ₩172,000 -3.3% |
| 055550Shinhan Financial Group Co., Ltd. | ₩110,300 -3.7% |
| 316140Woori Financial Group Inc. | ₩33,200 -4.2% |
| 138040Meritz Financial Group Inc. | ₩135,500 -1.0% |
| 024110Industrial Bank of Korea | ₩20,700 -2.1% |
| 323410KakaoBank Corp. | ₩21,950 +0.7% |
| 279570Kbank | ₩5,600 +0.5% |